Our Debt Management Program works with you to take control of your finances, get you out of debt and improve your credit rating. We assist individuals and families of all income levels and all levels of debt.

Did you know that…

• the average American household is carrying a credit card balance of $7500 to $8,000
• there is no limit on the amount a credit card company can charge you for being even an hour late with your payment
• even if your payment is on time, the credit card bank can raise your interest rate automatically if you’re late on payments elsewhere—to another credit card, or your phone bill or car payment

Eligibility criteria

Available to anyone who has need of them.

Our Debt Management Program requires that clients have the available funds for repayment to their creditors.

All counseling services are free and confidential, but there is a one-time set-up and monthly maintenance fee if you enroll into the Debt Management Program.

Eligible debts include unsecured credity cards and personal loans. Mortgages, car loans, student loans, and IRS debts are not eligible.

Please call 484-0703 to schedule an appointment.