Handling money wisely is one of life’s greatest challenges. Budget Counseling takes an in-depth look at income and expenses for those who want to take control of their finances.

Counselors will help individuals and families set a budget based on income, living expenses, priorities and goals. Future financial problems can be avoided through planning, wise use of credit, education and family money management. All sessions are free and confidential.

Did you know that…

• the average American household is carrying a credit card balance of $7500 to $8,000
• there is no limit on the amount a credit card company can charge you for being even an hour late with your payment
• even if your payment is on time, the credit card bank can raise your interest rate automatically if you’re late on payments elsewhere—to another credit card, or your phone bill or car payment

Eligibility criteria

Financial and budget counseling are available to anyone who has need of them.